On the map: June 11, 2023, the largest radar hail within 3 miles of the ZIP code's center since 2019 (2.70″). Rings at 1, 3 and 5 miles.
Radar-estimated hail
ZIP code 76708 hail history
Last 1-inch hail reported within 5 miles of ZIP code 76708 (Waco, TX): May 2, 2025 (1.00″); radar-estimated 1-inch hail since then near the ZIP code's center (within 3 miles): April 28, 2026 (2.63″).
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· As you type, the text is sent to Google to suggest addresses.IndependentNot affiliated with NOAA or the National Weather Service. Source: NOAA Storm Prediction Center storm reports; NOAA MRMS radar hail estimates (MESH) via the Iowa Environmental Mesonet. Data through November 6, 2026. Methodology
How often it hails near ZIP code 76708
Source: National Storms (nationalstorms.com), CC BY 4.0, data from NOAA Storm Prediction Center storm reports.
Recent hail days
- May 2, 20251.00″ · 0.5 mi
- Apr 26, 20234.25″ · 1.1 mi
- Jun 19, 20190.75″ · 2.7 mi
- Apr 13, 20180.88″ · 3.9 mi
- May 21, 20171.25″ · 1.6 mi
- Apr 14, 20141.00″ · 4.0 mi
As of November 6, 2026, hail has been reported within 5 miles of the center of ZIP code 76708 (Waco, TX) on 26 days since 1955, 5 of them from 2016 to 2025 (3 with hail of 1 inch or larger). The most recent was May 2, 2025 (1.00″), and the largest reported is 4.25″ (grapefruit size) on April 26, 2023.
ZIP code 76708 averages a 1-inch-or-larger hail report within 5 miles about once every 2.2 years (9 days, 2006–2025).
The ZIP code's center is the Census center point of ZIP Code Tabulation Area 76708. Reports within 5 miles in the NOAA record: 35 hail, 71 wind and 6 tornado.
Radar-estimated hail near ZIP code 76708
NOAA MRMS radar estimated hail of 1 inch or larger within 1 mile of the ZIP code's center on 6 days and within 3 miles on 6 since October 2019; the largest estimate within 3 miles was 2.70″ on June 11, 2023. Radar estimates are not confirmed on the ground; read them with the reports.
| Storm day | Within 1 mile | Within 3 miles | Within 5 miles |
|---|---|---|---|
| April 28, 2026 | 1.53″ | 2.63″ | 2.70″ |
| August 21, 2025 | – | – | 0.85″ |
| May 2, 2025 | 1.02″ | 1.98″ | 2.15″ |
| April 30, 2025 | – | – | 1.00″ |
| April 24, 2025 | – | – | 0.90″ |
| August 9, 2024 | – | – | 0.75″ |
| May 30, 2024 | – | 0.85″ | 0.85″ |
| May 26, 2024 | – | – | 0.75″ |
| May 22, 2024 | 1.05″ | 1.27″ | 1.35″ |
| May 9, 2024 | – | – | 0.78″ |
| May 4, 2024 | – | 0.75″ | 0.85″ |
| September 24, 2023 | – | – | 0.85″ |
| August 27, 2023 | – | 0.85″ | 0.85″ |
| June 16, 2023 | 1.05″ | 1.50″ | 1.60″ |
| June 11, 2023 | 1.35″ | 2.70″ | 3.10″ |
| April 26, 2023 | 1.40″ | 2.20″ | 2.38″ |
| May 21, 2022 | – | – | 1.02″ |
| May 5, 2022 | 0.90″ | 0.95″ | 0.95″ |
| April 12, 2022 | – | 0.80″ | 0.80″ |
| March 14, 2022 | – | – | 0.75″ |
Largest radar estimate (MESH) on each storm day with 0.75″ or more within 5 miles, most recent first. For one address, use the hail lookup by address.
Hail days near ZIP code 76708
| Storm day | Largest report | Reports | Closest to center |
|---|---|---|---|
| May 2, 2025 | 1.00″ | 3 | 0.5 mi |
| April 26, 2023 | 4.25″ | 3 | 1.1 mi |
| June 19, 2019 | 0.75″ | 1 | 2.7 mi |
| April 13, 2018 | 0.88″ | 1 | 3.9 mi |
| May 21, 2017 | 1.25″ | 2 | 1.6 mi |
| April 14, 2014 | 1.00″ | 1 | 4.0 mi |
| April 3, 2012 | 1.75″ | 2 | 2.1 mi |
| April 26, 2011 | 2.75″ | 2 | 2.9 mi |
| April 16, 2009 | 1.75″ | 1 | 3.5 mi |
| May 9, 2008 | 1.25″ | 1 | 3.3 mi |
| April 25, 2006 | 1.75″ | 1 | 3.6 mi |
| April 4, 1999 | 1.00″ | 1 | 3.9 mi |
| October 24, 1994 | 0.88″ | 1 | 3.6 mi |
| January 17, 1990 | 0.88″ | 1 | 3.6 mi |
| April 19, 1982 | 1.00″ | 1 | 3.4 mi |
| May 25, 1976 | 3.00″ | 1 | 1.0 mi |
| April 29, 1975 | 1.75″ | 1 | 1.0 mi |
| April 22, 1973 | 1.75″ | 1 | 0.3 mi |
| May 23, 1971 | 1.50″ | 1 | 2.8 mi |
| March 12, 1971 | 2.75″ | 1 | 2.8 mi |
| April 22, 1967 | 1.00″ | 1 | 2.8 mi |
| June 5, 1961 | 1.25″ | 2 | 2.8 mi |
| April 27, 1960 | 1.50″ | 1 | 2.8 mi |
| April 27, 1958 | 2.00″ | 1 | 2.8 mi |
| March 27, 1957 | 1.50″ | 2 | 2.8 mi |
The 25 most recent of 26 hail days.
Home insurance and storm risk in ZIP code 76708
Home insurance, 2018–2022 (Treasury)
Insurers reported an average premium of $1,884 per homeowners policy in ZIP code 76708 in 2022, up 11% from 2018. These figures end in 2022, the newest ZIP-level insurance data published; today's premiums are likely higher.
| 2022 | ZIP 76708 | TX median ZIP | US median ZIP |
|---|---|---|---|
| Premium per policy | $1,884 | $2,249 | $1,551 |
| Claim rate (paid claims per policy) | 5.1% | 4.5% | 4% |
| Policies not renewed by the insurer | not reported | not reported | 0.9% |
FEMA National Risk Index: hail, tornado and wind
FEMA rates McLennan County, TX against every US county. Expected annual loss is FEMA's modeled estimate of the yearly cost to buildings, people and crops, not a measured loss.
| Hazard | County risk rating | County expected annual loss | Main census tract rating |
|---|---|---|---|
| Hail | Relatively Moderate | $1.5M a year | Relatively Low |
| Tornado | Relatively High | $28.9M a year | Relatively High |
| Strong wind | Relatively Moderate | $722,514 a year | Relatively Low |
The census tract column is tract 48309004104, which covers 46% of the ZIP code's land; ZIP code 76708 touches 13 tracts.
Weather warnings near ZIP code 76708
The National Weather Service issued an average of 6.8 severe thunderstorm and 0.4 tornado warnings a year whose warning area covered the center of ZIP code 76708, 2008–2025 (7 and 0 in 2025). A warning is not a confirmed storm.
Sources: U.S. Treasury, Federal Insurance Office, insurer-reported data for 2018–2022 (released January 2025). Insurer-reported averages for 2018-2022 from the U.S. Treasury's Federal Insurance Office; there is no newer ZIP-level data, so today's premiums are likely higher. The data covers about 80% of standard homeowners policies (HO-3 and HO-5) and leaves out state FAIR and Citizens plans, surplus-lines insurers and flood insurance. Treasury did not check each ZIP Code and says ZIP-level values can contain anomalies. Nonrenewal and cancellation rates were not reported for Texas. FEMA National Risk Index, December 2025 (v1.20.0), retrieved 2026-11-07. The National Risk Index data are meant for planning purposes only. This National Risk Index dataset was created for broad nationwide comparisons and is not a substitute for localized risk assessment analysis. NWS warnings from the Iowa Environmental Mesonet archive, 2008 through 2026-11-06. Area-level figures only; they describe the ZIP code, county or tract, not any one home.
This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Nearby pages
- Waco, TX hail history: a 5-mile circle around the city center, 5.0 miles from this ZIP code's center.
- McLennan County hail history
- Texas hail history
- Snow and rain totals for ZIP code 76708
Other ZIP codes in Waco: 76701 76704 76705 76707 76710 76711 76712 76798
A ZIP code page counts reports within 5 miles of one point, so it can include storms just outside the ZIP code and miss parts of a large ZIP code. Reports are what spotters, the public and NWS staff reported; they are not damage assessments.
Hail check for any US address
Every day since October 2019 that radar estimated hail near the address, free.
Guide: How to check if it hailed at your address · Free hail alerts by email · As you type, the text is sent to Google to suggest addresses.