On the map: August 14, 2020, the largest radar hail within 3 miles of the ZIP code's center since 2019 (1.60″). Rings at 1, 3 and 5 miles.
Radar-estimated hail
ZIP code 43521 hail history
Last 1-inch hail reported within 5 miles of ZIP code 43521 (Fayette, OH): August 14, 2020 (1.00″); radar-estimated 1-inch hail since then near the ZIP code's center (within 3 miles): August 10, 2026 (1.38″).
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· As you type, the text is sent to Google to suggest addresses.IndependentNot affiliated with NOAA or the National Weather Service. Source: NOAA Storm Prediction Center storm reports; NOAA MRMS radar hail estimates (MESH) via the Iowa Environmental Mesonet. Data through November 6, 2026. Methodology
How often it hails near ZIP code 43521
Source: National Storms (nationalstorms.com), CC BY 4.0, data from NOAA Storm Prediction Center storm reports.
Recent hail days
- Aug 14, 20201.00″ · 1.8 mi
- Mar 14, 20191.00″ · 1.8 mi
- Aug 2, 20150.75″ · 3.3 mi
- Jul 20, 20031.00″ · 1.3 mi
- Jun 18, 19980.75″ · 1.3 mi
- Jul 3, 19910.88″ · 4.4 mi
As of November 6, 2026, hail has been reported within 5 miles of the center of ZIP code 43521 (Fayette, OH) on 6 days since 1955, 2 of them from 2016 to 2025 (2 with hail of 1 inch or larger). The most recent was August 14, 2020 (1.00″), and the largest reported is 1.00″ (quarter size) on August 14, 2020.
ZIP code 43521 averages a 1-inch-or-larger hail report within 5 miles about once every 10 years (2 days, 2006–2025).
The ZIP code's center is the Census center point of ZIP Code Tabulation Area 43521. Reports within 5 miles in the NOAA record: 7 hail, 28 wind and 3 tornado.
Radar-estimated hail near ZIP code 43521
NOAA MRMS radar estimated hail of 1 inch or larger within 1 mile of the ZIP code's center on 2 days and within 3 miles on 3 since October 2019; the largest estimate within 3 miles was 1.60″ on August 14, 2020. Radar estimates are not confirmed on the ground; read them with the reports.
| Storm day | Within 1 mile | Within 3 miles | Within 5 miles |
|---|---|---|---|
| August 10, 2026 | 1.02″ | 1.38″ | 1.60″ |
| June 25, 2023 | – | – | 0.78″ |
| October 23, 2020 | – | – | 0.78″ |
| August 14, 2020 | 1.05″ | 1.60″ | 2.00″ |
| July 10, 2020 | – | – | 0.80″ |
| April 7, 2020 | – | 1.40″ | 1.58″ |
Largest radar estimate (MESH) on each storm day with 0.75″ or more within 5 miles, most recent first. For one address, use the hail lookup by address.
Hail days near ZIP code 43521
| Storm day | Largest report | Reports | Closest to center |
|---|---|---|---|
| August 14, 2020 | 1.00″ | 2 | 1.8 mi |
| March 14, 2019 | 1.00″ | 1 | 1.8 mi |
| August 2, 2015 | 0.75″ | 1 | 3.3 mi |
| July 20, 2003 | 1.00″ | 1 | 1.3 mi |
| June 18, 1998 | 0.75″ | 1 | 1.3 mi |
| July 3, 1991 | 0.88″ | 1 | 4.4 mi |
Home insurance and storm risk in ZIP code 43521
Home insurance, 2018–2022 (Treasury)
Insurers reported an average premium of $1,223 per homeowners policy in ZIP code 43521 in 2022, up 2% from 2018. These figures end in 2022, the newest ZIP-level insurance data published; today's premiums are likely higher.
| 2022 | ZIP 43521 | OH median ZIP | US median ZIP |
|---|---|---|---|
| Premium per policy | $1,223 | $1,239 | $1,551 |
| Claim rate (paid claims per policy) | 3.1% | 4.3% | 4% |
| Policies not renewed by the insurer | 2.2% | 1% | 0.9% |
FEMA National Risk Index: hail, tornado and wind
FEMA rates Fulton County, OH against every US county. Expected annual loss is FEMA's modeled estimate of the yearly cost to buildings, people and crops, not a measured loss.
| Hazard | County risk rating | County expected annual loss | Main census tract rating |
|---|---|---|---|
| Hail | Relatively Low | $520,726 a year | Relatively Moderate |
| Tornado | Relatively Moderate | $2.6M a year | Relatively High |
| Strong wind | Relatively Moderate | $710,074 a year | Relatively High |
The census tract column is tract 39051040800, which covers 86% of the ZIP code's land; ZIP code 43521 touches 3 tracts.
Weather warnings near ZIP code 43521
The National Weather Service issued an average of 3.4 severe thunderstorm and 0.5 tornado warnings a year whose warning area covered the center of ZIP code 43521, 2008–2025 (3 and 0 in 2025). A warning is not a confirmed storm.
Sources: U.S. Treasury, Federal Insurance Office, insurer-reported data for 2018–2022 (released January 2025). Insurer-reported averages for 2018-2022 from the U.S. Treasury's Federal Insurance Office; there is no newer ZIP-level data, so today's premiums are likely higher. The data covers about 80% of standard homeowners policies (HO-3 and HO-5) and leaves out state FAIR and Citizens plans, surplus-lines insurers and flood insurance. Treasury did not check each ZIP Code and says ZIP-level values can contain anomalies. Nonrenewal and cancellation rates were not reported for Texas. FEMA National Risk Index, December 2025 (v1.20.0), retrieved 2026-11-07. The National Risk Index data are meant for planning purposes only. This National Risk Index dataset was created for broad nationwide comparisons and is not a substitute for localized risk assessment analysis. NWS warnings from the Iowa Environmental Mesonet archive, 2008 through 2026-11-06. Area-level figures only; they describe the ZIP code, county or tract, not any one home.
This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Nearby pages
A ZIP code page counts reports within 5 miles of one point, so it can include storms just outside the ZIP code and miss parts of a large ZIP code. Reports are what spotters, the public and NWS staff reported; they are not damage assessments.
Hail check for any US address
Every day since October 2019 that radar estimated hail near the address, free.
Guide: How to check if it hailed at your address · Free hail alerts by email · As you type, the text is sent to Google to suggest addresses.