National Storms

On the map: April 26, 2023, the largest radar hail within 3 miles of the ZIP code's center since 2019 (2.35″). Rings at 1, 3 and 5 miles.

Radar-estimated hail

¾″1″1½″2″2½″3″+

Hail by place › Florida

ZIP code 32905 hail history

Last 1-inch hail reported within 5 miles of ZIP code 32905 (Palm Bay, FL): May 24, 2025 (1.25″); radar-estimated 1-inch hail since then near the ZIP code's center (within 3 miles): June 23, 2026 (1.05″).

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41hail days within 5 miles since 1955
6hail days 2016–2025, 4 with 1″+
2.50″largest hail, March 17, 2003
30tornado reports within 5 miles

IndependentNot affiliated with NOAA or the National Weather Service. Source: NOAA Storm Prediction Center storm reports; NOAA MRMS radar hail estimates (MESH) via the Iowa Environmental Mesonet. Data through November 6, 2026. Methodology

How often it hails near ZIP code 32905

1990: 11991: 11992: 41993: 01994: 21995: 11996: 01997: 31998: 31999: 22000: 22001: 42002: 02003: 22004: 22005: 02006: 12007: 32008: 02009: 02010: 02011: 12012: 02013: 02014: 02015: 02016: 12017: 02018: 22019: 12020: 02021: 02022: 02023: 12024: 02025: 1199019931996199920022005200820112014201720202023max 4
Days with hail reported within 5 miles of ZIP code 32905, by year. NOAA Storm Prediction Center.

Source: National Storms (nationalstorms.com), CC BY 4.0, data from NOAA Storm Prediction Center storm reports.

Recent hail days

As of November 6, 2026, hail has been reported within 5 miles of the center of ZIP code 32905 (Palm Bay, FL) on 41 days since 1955, 6 of them from 2016 to 2025 (4 with hail of 1 inch or larger). The most recent was May 24, 2025 (1.25″), and the largest reported is 2.50″ (tennis ball size) on March 17, 2003.

ZIP code 32905 averages a 1-inch-or-larger hail report within 5 miles about once every 3.3 years (6 days, 2006–2025).

The ZIP code's center is the Census center point of ZIP Code Tabulation Area 32905. Reports within 5 miles in the NOAA record: 60 hail, 83 wind and 30 tornado.

Radar-estimated hail near ZIP code 32905

NOAA MRMS radar estimated hail of 1 inch or larger within 1 mile of the ZIP code's center on 1 day and within 3 miles on 4 since October 2019; the largest estimate within 3 miles was 2.35″ on April 26, 2023. Radar estimates are not confirmed on the ground; read them with the reports.

Storm dayWithin 1 mileWithin 3 milesWithin 5 miles
June 24, 2026––0.75″
June 23, 20260.75″1.05″1.05″
June 19, 2026–0.88″0.88″
June 17, 2026––0.88″
June 16, 2026––1.08″
June 14, 2026–0.78″1.35″
June 3, 2026––1.38″
March 16, 2026–0.78″0.78″
March 15, 2026–0.80″1.38″
August 21, 2025––0.78″
June 10, 2025––0.78″
May 26, 2025––0.83″
May 24, 2025–1.20″1.38″
August 20, 2024––0.75″
September 8, 2023–0.80″1.08″
July 31, 2023––0.93″
July 22, 2023––0.78″
July 12, 2023–0.88″1.18″
April 26, 20231.95″2.35″2.35″
April 13, 2023––0.78″

Largest radar estimate (MESH) on each storm day with 0.75″ or more within 5 miles, most recent first. For one address, use the hail lookup by address.

Hail days near ZIP code 32905

Storm dayLargest reportReportsClosest to center
May 24, 20251.25″24.2 mi
April 26, 20231.75″41.3 mi
March 27, 20192.00″14.5 mi
July 27, 20180.88″14.6 mi
April 10, 20181.00″14.7 mi
May 29, 20160.88″13.4 mi
March 30, 20112.00″23.7 mi
July 21, 20070.88″13.4 mi
July 20, 20071.00″23.6 mi
May 6, 20070.88″11.2 mi
June 4, 20060.75″11.2 mi
June 2, 20040.88″21.2 mi
January 19, 20041.00″13.4 mi
April 25, 20032.00″61.2 mi
March 17, 20032.50″41.2 mi
June 22, 20011.75″11.2 mi
June 14, 20010.75″13.4 mi
June 11, 20010.75″11.2 mi
April 25, 20010.75″21.2 mi
June 24, 20001.00″13.4 mi
June 23, 20000.75″13.4 mi
May 9, 19990.75″11.2 mi
May 8, 19991.00″23.4 mi
May 4, 19981.25″11.2 mi
February 22, 19980.75″11.2 mi

The 25 most recent of 41 hail days.

Home insurance and storm risk in ZIP code 32905

Home insurance, 2018–2022 (Treasury)

Insurers reported an average premium of $3,686 per homeowners policy in ZIP code 32905 in 2022, up 1% from 2018. These figures end in 2022, the newest ZIP-level insurance data published; today's premiums are likely higher.

2022ZIP 32905FL median ZIPUS median ZIP
Premium per policy$3,686$3,211$1,551
Claim rate (paid claims per policy)10.4%6.9%4%
Policies not renewed by the insurer1.2%0.4%0.9%

FEMA National Risk Index: hail, tornado and wind

FEMA rates Brevard County, FL against every US county. Expected annual loss is FEMA's modeled estimate of the yearly cost to buildings, people and crops, not a measured loss.

HazardCounty risk ratingCounty expected annual lossMain census tract rating
HailRelatively Low$143,819 a yearVery Low
TornadoRelatively High$12.4M a yearRelatively Moderate
Strong windRelatively High$3.3M a yearRelatively Moderate

The census tract column is tract 12009065123, which covers 31% of the ZIP code's land; ZIP code 32905 touches 9 tracts.

Weather warnings near ZIP code 32905

The National Weather Service issued an average of 5.1 severe thunderstorm and 0.7 tornado warnings a year whose warning area covered the center of ZIP code 32905, 2008–2025 (6 and 0 in 2025). A warning is not a confirmed storm.

Sources: U.S. Treasury, Federal Insurance Office, insurer-reported data for 2018–2022 (released January 2025). Insurer-reported averages for 2018-2022 from the U.S. Treasury's Federal Insurance Office; there is no newer ZIP-level data, so today's premiums are likely higher. The data covers about 80% of standard homeowners policies (HO-3 and HO-5) and leaves out state FAIR and Citizens plans, surplus-lines insurers and flood insurance. Treasury did not check each ZIP Code and says ZIP-level values can contain anomalies. Nonrenewal and cancellation rates were not reported for Texas. FEMA National Risk Index, December 2025 (v1.20.0), retrieved 2026-11-07. The National Risk Index data are meant for planning purposes only. This National Risk Index dataset was created for broad nationwide comparisons and is not a substitute for localized risk assessment analysis. NWS warnings from the Iowa Environmental Mesonet archive, 2008 through 2026-11-06. Area-level figures only; they describe the ZIP code, county or tract, not any one home.

This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Nearby pages

Other ZIP codes in Palm Bay: 32907 32908 32909

A ZIP code page counts reports within 5 miles of one point, so it can include storms just outside the ZIP code and miss parts of a large ZIP code. Reports are what spotters, the public and NWS staff reported; they are not damage assessments.

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Hail record card: hail days within 5 miles, the last and largest hail, and how often 1″+ hail is reported. Preview

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